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Our Team

CA Sanjay Ramnani

(B.COM, A.C.A (Ex. Banker)

CA Sanjay Ramnani, a seasoned Chartered Accountant with over 14 years of expertise in credit, risk, and financial strategy, serves as a Partner at the firm. His career spans leadership roles at ICICI Bank, Aditya Birla Finance, and Fedbank Financial Services Ltd, where he managed large mortgage and LAP portfolios, led credit risk and underwriting teams, and formulated policies in line with RBI guidelines. He has deep expertise in monitoring and improving portfolio quality, reducing delinquency, and implementing strong governance frameworks. Sanjay has also driven key innovations such as digitization of legal processes and proactive fraud detection, ensuring efficiency and compliance. Recognized with awards including Young Achiever and Rising Star, he brings proven strength in balancing business growth with sound risk management. His leadership and technical acumen enhance the firm's ability to deliver reliable, compliant, and value-driven solutions to clients.